How do we make Bitcoin a mainstream payment methodâ”not just digital gold? In this Xapo Talks episode, Carel van Wyk (ex-Luno, now CEO of MoneyBadger) and Anton Irazov (Xapo Bank) dig into real-world payments: Lightning adoption, merchant incentives, QR rails, regional trends (South Africa, Brazil, Europe), and why spending BTC changes regulation and perception. What we cover Lightning in the wild: deposits, spend, and UX without the jargon Merchant adoption: fiat vs BTC settlement, QR integrations, incentives & rewards Regional realities: why SAâs informal economy is fertile ground âHODL vs spendâ: psychology, activism, and making BTC boring (in a good way) Infrastructure path: instant settlement, low fees, and invisible Bitcoin rails Chapters (add exact timestamps after upl
Leave a Reply