Square (Block) just changed the game for online commerce. In this episode of the Only Fintechs Podcast,we break down how Square’s new Bitcoin payments platform lets millions of U.S. merchants accept BTCover the Lightning Network with zero processing fees until 2027. This is more than just another “we now take crypto” headline. It could be the start of a serious challenge totraditional card processors and cross-border payment rails. • How Square’s Lightning-powered checkout actually works at the point of sale and online • Why near-instant settlement and no fees until 2027 matter for merchant margins • The choice to keep revenue in Bitcoin or auto-convert to fiat for treasury management • What this means for Visa, Mastercard, Stripe, PayPal, and legacy processo




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