Fed Holds Rates Steady | Impact on Loans, Savings, Jobs & Tariffs Explained

Fed holds rates steady, Fed borrowing costs, and Fed economic outlook are all in focus! On May 7, 2025 the Federal Open Market Committee kept the federal funds rate at 4.25—4.50%. We break down what “steady” really means for your auto loans, credit cards, home equity lines, and mortgage rates. See how savings account and CD yields have peaked, why lenders are tightening credit, and what that means for unemployment and hiring. We’ll also explore how proposed tariffs add another twist to the Fed’s “data‒dependent” path. Whether you’re a borrower, saver, investor, or just curious, this video cuts through the jargon to show how Fed policy affects your wallet and the wider economy. Sources: https://